Hi! We used Lightstream for an urgent home renovation. Their rates are pretty good for personal loans. I like being able to spread our payments over the time period we choose to fit our budget. In addition, I liked their mobile application, which allows me to fully control my credit. If you want to learn more about them, then I advise you to read lightstream reviews and you will see that this is an excellent financial institution that can easily help you solve problems related to lending.